Your yield portfolio,
built around your risk tolerance
Answer a few questions. Get a personalized allocation across vetted stablecoin yield, ETH, BTC, and MON staking vaults. Deposit in one click. Non-custodial — you hold your own tokens.
Powered by Safe’s smart wallet infrastructure, Ethereum, and Monad’s protocol.
Deposit funds from Ethereum, Arbitrum, Optimism, Base, or Monad. Withdraw anytime.
More chain support, vaults, and features coming soon.
NON-CUSTODIAL
You hold vault tokens directly
LIVE APY
0.0%–11.8%
VAULTS LIVE
11
STRATEGIES
Stablecoins, lending, liquid staking, and more
LIVE VAULTS
Earn yield across Monad and Ethereum vaults
Euler Earn USDC
USDC · MonadEarn yield on USDC via Euler Earn
Lending interest · Liquidity-limited exit
Base
3.1%
Total
3.1%
Upshift earnAUSD
AUSD · MonadEarn yield on AUSD via Upshift
Active stablecoin allocation · Instant or queued exit
Base
4.9%
Incentive
+1.6%
Total
6.5%
Kintsu sMON
WMON · MonadEarn staking yield on MON via Kintsu liquid staking
MON staking rewards · Async unstaking
Base
11.8%
Total
11.8%
Kintsu SuperMON
WMON · MonadEarn auto-compounded multi-strategy MON yield via Kintsu SuperMON (Upshift)
Multi-strategy MON yield · Queued exit
Base
0.0%
Total
0.0%
aPriori aprMON
WMON · MonadEarn staking yield on MON via aPriori liquid staking
MON staking rewards · Async redemption
Base
10.1%
Total
10.1%
Steakhouse Prime ETH
WETH · MonadEarn yield on ETH via Steakhouse Morpho vault
Curated lending · Liquidity-limited exit
Base
1.6%
Incentive
+2.4%
Total
4.1%
Steakhouse High Yield cbBTC
cbBTC · MonadEarn yield on cbBTC via Steakhouse Morpho vault
Curated lending · Liquidity-limited exit
Base
0.0%
Total
0.0%
Sky Savings USDS
USDS · EthereumEarn stablecoin yield through Sky Savings USDS on Ethereum
Sky Savings Rate · Instant redeem
Base
3.5%
Total
3.5%
Spark Savings USDC
USDC · EthereumEarn USDC yield through Spark Savings V2 on Ethereum
Spark savings yield · Liquidity-limited exit
Base
3.5%
Total
3.5%
Ethena Staked USDe
USDe · EthereumEarn yield on USDe through Ethena staking
Synthetic dollar carry · Cooldown exit
Base
4.3%
Total
4.3%
Steakhouse USDC
USDC · EthereumEarn curated USDC yield through Steakhouse Morpho on Ethereum
Curated lending · Liquidity-limited exit
Base
3.6%
Total
3.6%
SAMPLE PLAN
What a moderate-risk allocation looks like
Take the survey to get a plan matched to your goals.
Euler Earn USDC
17% · 3.1% APY
Upshift earnAUSD
17% · 6.5% APY
Kintsu sMON
17% · 11.8% APY
aPriori aprMON
17% · 10.1% APY
Steakhouse Prime ETH
17% · 4.1% APY
Steakhouse High Yield cbBTC
17% · 0.0% APY
Blended APY
6.0%
HOW IT WORKS
Four steps to a yield portfolio
Answer questions
A 2-minute survey about your risk tolerance, time horizon, and goals.
Review your allocation
Get a personalized split across stablecoins and liquid staking.
Deposit in one click
The portfolio router handles swaps and deposits. You hold the tokens.
Monitor and adjust
Track positions across protocols. Retake the survey if your situation changes.
WHY ALLOCRYPT
Built different
Risk-Aware Allocation
Not just highest APY. Your plan balances yield against drawdown tolerance and time horizon.
Vetted Protocols Only
Every vault runs on audited DeFi infrastructure across Euler, Upshift, Kintsu, aPriori, Spark, Ethena, and Morpho.
Non-Custodial
No middlemen. You hold external vault tokens directly in your wallet.
One-Click Portfolio
The portfolio router handles swaps and deposits in a single transaction.

